Interest-free for 24 months
Our flagship offer, spread your project cost over 24 months at absolutely zero interest. Perfect for homeowners who want maximum flexibility without extra cost.
18 months · Same-as-cash
18 months with 0% interest and non-monthly payment options. Pay on your own schedule, as long as it's cleared within the term, you pay no interest at all.
Up to 180 months (15 years)
Need the lowest monthly payment possible? Spread your investment over up to 15 years at a fixed 6.99% rate on approved credit. Your fence, your timeline.
Interest-free for 12 months
A shorter-term zero-interest option for homeowners looking to pay it off quickly, with 12 months interest-free and the same easy approval process.
Qualify for our full range of plans including 0% interest options for 12, 18, or 24 months, plus long-term financing.
We also offer subprime financing starting at a 580 credit score, so you can move forward even if your credit is not perfect.

Fill out a short application online from any device in under 5 minutes, or speak with our team directly, your choice.

In most cases you'll receive a financing decision within minutes of submitting your application.

Once approved, financing is available immediately. We schedule your installation and get to work, no delays.

Make payments according to your chosen plan. Enjoy your new fence while you pay over time at your own pace.

What you see is what you get. Clear terms, transparent rates, and no surprise fees buried in the contract.

No waiting days for a callback. Most applicants receive a decision in minutes, online or in person.

Our program is designed for real people, not just perfect-credit applicants. We have options starting at 580.

A trusted, established financial institution behind every approval, secure, reliable, and properly regulated.

Apply from your phone, laptop, or in-person at our office. Flexible just like our payment plans.

From 12 months zero-interest to 180-month long-term plans, more options than almost any other fence company.

If your balance is not paid in full before the end of the promotional period, interest will retroactively apply at 23.99% APR over 60 months on the remaining balance. We always recommend paying off within the promo window to fully enjoy the interest-free benefit.
The application takes under 5 minutes to complete. Most applicants receive a credit decision within minutes, and once approved, financing is available to use right away.
Yes! While our standard plans require a minimum credit score of 650, we also offer subprime financing options for credit scores as low as 580. Our goal is to make fencing accessible to every homeowner.
Both options are available. You can apply online at any time from any device, or speak with our team in person, whichever is more comfortable for you.
We offer 0% interest for 12 or 24 months, an 18-month same-as-cash option with flexible non-monthly payments, and a long-term plan at 6.99% for up to 180 months, all subject to approved credit through HFS Financial.
HFS Financial is our trusted lending partner, a reputable financial institution that provides secure, reliable, and flexible financing solutions for home improvement projects across the country.
Ready to start?
free estimate