A Plan Built Around Your Budget

Choose the payment schedule that works best for you. All plans are available on approved credit through HFS Financial.
0%

Interest-free for 24 months

Zero Interest Plan

Our flagship offer, spread your project cost over 24 months at absolutely zero interest. Perfect for homeowners who want maximum flexibility without extra cost.

0%

18 months · Same-as-cash

Same-as-Cash

18 months with 0% interest and non-monthly payment options. Pay on your own schedule, as long as it's cleared within the term, you pay no interest at all.

6.99%

Up to 180 months (15 years)

Long-Term Plan

Need the lowest monthly payment possible? Spread your investment over up to 15 years at a fixed 6.99% rate on approved credit. Your fence, your timeline.

0%

Interest-free for 12 months

Quick-Start Plan

A shorter-term zero-interest option for homeowners looking to pay it off quickly, with 12 months interest-free and the same easy approval process.

Qualification

Who Qualifies?

We believe every homeowner deserves access to a great fence. That's why we offer options for a wide range of credit profiles.
650+

Standard Credit Score

Qualify for our full range of plans including 0% interest options for 12, 18, or 24 months, plus long-term financing.

580+

Subprime Option

We also offer subprime financing starting at a 580 credit score, so you can move forward even if your credit is not perfect.

Process

Approved in Minutes

Applying is quick and painless, online or in person, whichever you prefer.
online or offline

Apply Online or In Person

Fill out a short application online from any device in under 5 minutes, or speak with our team directly, your choice.

fast decision

Get a Decision Fast

In most cases you'll receive a financing decision within minutes of submitting your application.

approved & start

Get Approved & Start

Once approved, financing is available immediately. We schedule your installation and get to work, no delays.

Pay on your terms

Pay on Your Terms

Make payments according to your chosen plan. Enjoy your new fence while you pay over time at your own pace.

Why Choose Us

Financing Done Differently

Unlike other contractors, we keep financing simple, interest-free, and easy to apply for, with no complicated terms or fine print.
no hidden

No Hidden Fine Print

What you see is what you get. Clear terms, transparent rates, and no surprise fees buried in the contract.

instant decision

Instant Decisions

No waiting days for a callback. Most applicants receive a decision in minutes, online or in person.

homeowners

Built for Homeowners

Our program is designed for real people, not just perfect-credit applicants. We have options starting at 580.

finanace

Backed by HFS Financial

A trusted, established financial institution behind every approval, secure, reliable, and properly regulated.

apply anywhere

Apply Anywhere

Apply from your phone, laptop, or in-person at our office. Flexible just like our payment plans.

terms

Up to 15-Year Terms

From 12 months zero-interest to 180-month long-term plans, more options than almost any other fence company.

Frequently Asked Questions

Everything you need to know before applying.
common fencing questions

What happens after the 0% promotional period ends?

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If your balance is not paid in full before the end of the promotional period, interest will retroactively apply at 23.99% APR over 60 months on the remaining balance. We always recommend paying off within the promo window to fully enjoy the interest-free benefit.

How long does the application take?

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The application takes under 5 minutes to complete. Most applicants receive a credit decision within minutes, and once approved, financing is available to use right away.

Can I apply if I have less-than-perfect credit?

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Yes! While our standard plans require a minimum credit score of 650, we also offer subprime financing options for credit scores as low as 580. Our goal is to make fencing accessible to every homeowner.

Do I have to apply online, or can I do it in person?

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Both options are available. You can apply online at any time from any device, or speak with our team in person, whichever is more comfortable for you.

Which financing plans are available?

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We offer 0% interest for 12 or 24 months, an 18-month same-as-cash option with flexible non-monthly payments, and a long-term plan at 6.99% for up to 180 months, all subject to approved credit through HFS Financial.

Who is HFS Financial?

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HFS Financial is our trusted lending partner, a reputable financial institution that provides secure, reliable, and flexible financing solutions for home improvement projects across the country.

Ready to start?

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